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Citi CashReturnsSM Card

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Citibank

Citi CashReturnsSM Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
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Miles
Cash
Points
Charity
About:

  • 0% APR on Balance Transfers for up to 12 months.
  • No Annual Fee.
  • Earn up to 6% Cash Back on purchases.
  • Full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months.
  • Checks will be sent automatically every time you earn $50 - no calling necessary.
  • Balance transfer fee applies with this offer.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
as low as
9.74%
Default APR:
28.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
0%
Introductory Period:
Up to
12 months
Ongoing APR:
as low as
9.74%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
28.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$1545
45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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