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HSBC Platinum MasterCard® with Cash or Fly Rewards

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HSBC Bank

HSBC Platinum MasterCard® with Cash or Fly Rewards
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
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Miles
Cash
Points
Charity
About:

  • 0% Intro APR on purchases and balance transfers for 12 months.
  • No Annual Fee.
  • Earn 1 point for every dollar spent, with no earnings caps.
  • Redeem points for airline tickets with no blackout dates.
  • Start redeeming for travel with as little as 7,500 points.
  • Redeem points for unlimited 1% cash back.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
12 months
Ongoing APR:
8.99%
Default APR:
31.99%
Minimum Grace Period:
25 days
Minimum Finance
Charge:
$1.00
Balance Transfers:
Introductory APR:
0%
Introductory Period:
12 months
Ongoing APR:
8.99%
Default APR:
31.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$1.00
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
20.99%
Default APR:
31.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$1.00
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$15
Fee Rate:
3%
Maximum:
n/a
Cash Advance Fees:
Minimum:
$15
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
3%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$15
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