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MERRILL+® Visa® Credit Card

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Merrill Lynch

MERRILL+® Visa® Credit Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
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Miles
Cash
Points
Charity
About:
Card issued by FIA Card Services, NA.
  • 1.9% APR for 12 billing cycles and is applied to balance transfers.
  • No annual fee and a low competitive 9.99% APR.
  • Earn 1 point for every $1 spent on net retail purchases and redeem them for a wide variety of merchandise, gift cards and travel experiences.
  • There`s no limit to the number of points you can earn.
  • Anytime, Anywhere, Any Airline - air rewards starting at 25,000 points, with no blackout dates.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
25 Days
Minimum Finance
Charge:
see terms
Balance Transfers:
Introductory APR:
1.9%
Introductory Period:
12
billing cycles
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Cash Advances:
Introductory APR:
1.9%
Introductory Period:
12
billing cycles
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Cash Advance Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$15
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