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Starwood Preferred Guest® Card

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American Express

Starwood Preferred Guest® Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
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Miles
Cash
Points
Charity
About:

  • 2.90% Intro APR for 6 months.
  • Earn 10,000 Starpoints with your first purchase.
  • Earn 15,000 bonus Starpoints when you spend $15,000 in 6 months.
  • Earn 1 Starpoint for every dollar of eligible spending.
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
  • First year fee-free and only $45 thereafter.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
2.90%
Introductory Period:
6 months
Ongoing APR:
14.99%
Default APR:
17.99%
Minimum Grace Period:
20 days
Minimum Finance
Charge:
$0.50
Balance Transfers:
Introductory APR:
2.90%
Introductory Period:
6 months
Ongoing APR:
14.99%
Default APR:
17.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
19.99%
Default APR:
17.99%
Minimum Grace Period:
n/a
Minimum Finance
Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$017
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$071
Penalty Fees:
Late Payment Fee:
$19
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