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Total MerrillSM Cash Back Visa® Credit Card

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Merrill Lynch

Total MerrillSM Cash Back Visa® Credit Card
Card Highlights:
Card Category:
Consumer
Card Type:
Unsecured
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
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Miles
Cash
Points
Charity
About:
Card issued by FIA Card Services, NA.
  • Low 9.99% APR for Retail Purchases.
  • No Annual Fee.
  • 1% Cash Back on Virtually All Purchases.
  • Unlimited Cash Back on qualifying purchases.
  • Credit Line may be as high as $250,000.
  • Cash Back Rewards Can be Deposited Directly into Your Merrill Lynch Account.

Zero Liability
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
25 days
Minimum Finance
Charge:
see terms
Balance Transfers:
Introductory APR:
1.9%
Introductory Period:
12
billing cycles
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Cash Advances:
Introductory APR:
1.9%
Introductory Period:
12
billing cycles
Ongoing APR:
9.99%
Default APR:
n/a
Minimum Grace Period:
n/a
Minimum Finance
Charge:
see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Cash Advance Fees:
Minimum:
$10
Fee Rate:
3%
Maximum:
$75
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
2%
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Setup Fee:
$0
Maintenance Fees:
Annual Fee:
$0
Penalty Fees:
Late Payment Fee:
$15
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